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Accident Checklist

What to do after an auto accident

Check for injuries. The first thing to do at the crash site is to determine the extent of driver and passenger injuries. If the accident is a fender bender, emergency medical care might not be necessary. However, when in doubt, call an ambulance.

Don't admit liability or fault to the other driver. You should avoid saying "I'm sorry" because that can be interpreted as an admission of fault. The insurance companies and the investigating police officer will determine who is to blame.

If you happen to have a camera in your car, take photos of the accident scene (don't do anything to endanger yourself while doing this).

Call the police, even if the accident is minor 

Once the police have been notified, get as much information as possible: 

1. Names, addresses, phone numbers, vehicle information and insurance information of all other drivers involved in the accident. 

2. Names, addresses and phone numbers of all witnesses and passengers. 

3. Name and department of the responding police officer. 

4. If your car is towed, the name and phone number of the towing company. 

5. jot down details about the accident, the location, and circumstances such as weather conditions and visibility.

As soon as you are able, you must call your insurer and file an accident report.

 

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