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You can count on us. We have the knowledge and we have the experience. Our customers count on our outstanding financial strength and superior claims service to help protect what they value.

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Plan Today 

for a

Better Tomorrow!

The Quality of your 

Retirement depends on the Quality of your Planning!

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Long Term Care
Design a plan to suit your individual needs. You have a choice of Home Care, Assisted Living or Nursing Home Care or a plan that combines them all!

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Life Insurance 101

There are many reasons for buying life insurance.  If you’re the primary wage earner in the family, life insurance is a good way to help provide your family with a stable financial future.  If you aren’t the primary wage earner in your family, it’s important to have insurance to help cover the financial burden of childcare, funeral expenses, and other unforeseen costs. 

While it’s difficult to face our own mortality, planning for it can ease the burden our loved ones will face later.  Purchasing life insurance can help make a difficult situation easier by providing death benefits for:

bullet

unpaid medical bills      

bulletincome replacement for survivors      
bulletfinal expenses like burial costs      
bulletunplanned or emergency expenses      
bulletyour mortgage balance      
bulletfuture education funds for your children

Remember, you can also use some life insurance products:

bullet

to help you establish an estate plan      

bulletas a component to your savings strategy      
bulletfor retirement income      
bullet

even to pay for estate taxes

How Much Do I Need?

Every person has a different idea of what financial security means.  If something should happen to you, how much money would your family need?  You should consider:

bullet

your current debt         

bulletexpenses your family can expect to pay after your death         
bulletyour family’s future needs

A general rule of thumb to calculate your life insurance needs is to multiply your annual salary by seven

 

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College Funding
They grow up before you know it.. Insure their education with early planning!   

 

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The Florida Solution

We serve all of Florida's insurance needs. We can provide you with the information that can aid you in making informed decisions concerning your insurance needs. Our aim is to provide you with the level of coverage that you need at a price you can afford. 

 

Don't Wait Until You Have A Loss!

In today’s market you have a lot of options in choosing an insurance company but remember, not all insurance coverages or companies are created equal.
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Telephone:         954-749-8045/800-883-9448 

Fax:                   954-747-6188 

Electronic mail:    sficenter@aol.com

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