One Stop Insurance Solutions

You can count on us. We have the knowledge and we have the experience. Our customers count on our outstanding financial strength and superior claims service to help protect what they value.

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Plan Today 

for a

Better Tomorrow!

The Quality of your 

Retirement depends on the Quality of your Planning!

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Auto Insurance

Homeowners Insurance

Comm'l Auto Insurance 

Condo Insurance

Renters Insurance

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Motor Club

Life Insurance

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Cancer Insurance

Retirement Planning

Long Term Care
Design a plan to suit your individual needs. You have a choice of Home Care, Assisted Living or Nursing Home Care or a plan that combines them all!

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Investment Basics

What’s Your Investing Style?

Before deciding where to invest your money, you need to know how much risk is right for you. 

In how many years do you expect to start using this investment?

What plans do you have for this money during the next 10 years?

How do you expect to use the money from this investment in the future?

How concerned are you about the value of your investments relative to inflation?

In case of an emergency, do you have savings equal to at least six months of your total monthly expenses that you can use, apart from the amount you will invest here?

What investment strategy describes you you feel... slow and steady is the smart way to get ahead or risk is the best way to lead the pack? Or maybe somewhere in between?

Up ] Coverage Descriptions ] [ Auto Discounts ] Auto Insurance Quote Request ]

Florida Discount Auto Insurance

We have many discounts available for auto insurance in Orlando, FL as well as all other major cities in the Sunshine State, including Ft. Lauderdale, Tampa, Miami and Gainesville. Depending on your auto, policy type and coverage purchased, you may be eligible for one or more car insurance discounts below. The following is a summary of some of the discounts that may be offered. Please read the note that follows this list regarding the availability, qualifications and amounts of these discounts. A South Florida auto insurance quote or quote for any other region of the state can easily be obtained through one of our agents who are happy to help and serve you at any time.

Responsible/Safe Drivers*

bulletThree Year Accident and Violation Free
You may be eligible for this discount if, for the past three years, you and all the drivers to be insured have maintained continuous automobile liability insurance, have had no at-fault accidents and no chargeable violations. Drivers who have obtained a driver's license within the past three years, must meet the above criteria from the date the license was obtained.  
bulletFive Year Accident and Violation Free
You may be eligible for this discount if you and all the drivers to be insured have had no at-fault car accidents and no chargeable violations within the past five (5) years, and have maintained continuous automobile liability insurance for the past three (3) years. Drivers who have obtained a driver's license within the past three years, must meet the above criteria from the date the license was obtained.  
bulletDefensive Driver Class Discount 
If the principal operator of the covered vehicle is 55 or older and has voluntarily completed an approved defensive driving class (in other words, not the result of a violation) you could save on your auto policy.
 

Safe Cars*

bulletAirbag/Seatbelt Discount
You could save on your car insurance if your car is equipped with airbags or factory-installed motorized seatbelts.            
bulletAnti-Lock Brake Discount
If your car has an automatic factory-installed four-wheel anti-lock braking system (ABS), you could save on your automobile insurance premium.            
bulletAnti-Theft Device Discount
You can save if your car is equipped with certain anti-theft devices.

Other Discounts*

bulletGood Student Discount 
If you are a full-time student who meets certain grade requirements and are under age 25 and unmarried, you could save money on your automobile insurance.                   
bullet55 and Retired Discount
If you are 55 or older and not employed full time, you could save money on your auto insurance.      
bulletMultiple Policy Discount
You might save up to 10% on your auto insurance if you also carry your property insurance with us.    
bulletNew Car Discount
This discount may apply when you insure a brand new (never previously titled) vehicle. Eligibility and amount of the discount will depend on the model year of the vehicle and your state.               
bulletUtility Vehicle Discount
You could save if you own a certain type of pickup truck.            
bulletResident Student Discount
If there is a restricted driver on your policy under age 21 who lives at school over 100 miles from home, you could save money on your car policy.            
bulletFarm Discount
This discount applies to autos used principally by a person or persons residing on a farm, ranch or orchard, provided the vehicle is not customarily used driving to and from work other than farming or ranching. The operator's principal profession must be farming or ranching.

*Note: The availability, qualifications and amounts of these discounts may vary. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact us.

 

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College Funding
They grow up before you know it.. Insure their education with early planning!   

 

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The Florida Solution

We serve all of Florida's insurance needs. We can provide you with the information that can aid you in making informed decisions concerning your insurance needs. Our aim is to provide you with the level of coverage that you need at a price you can afford. 

Security, Protection

 and Peace of Mind

Start getting answers to your questions now.  No matter what insurance you buy or where you buy it, ask yourself:

Why do I need this insurance?     

What should I consider?     

How do I choose the right company?     

What are my coverage options?     

What about discounts and savings?

 

That’s what insurance is all about. No one likes to think about  “what if,” but you can help prepare for your future by being insured.  Whether you’re looking to insure your home, auto, life or business, insurance can help protect you as well as your property.   Give yourself peace of mind by making sure you’re covered.

Don't Wait Until You Have A Loss!

In today’s market you have a lot of options in choosing an insurance company but remember, not all insurance coverages or companies are created equal.
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Contact Information

We welcome your inquiries and comments!

Telephone:         954-749-8045/800-883-9448 

Fax:                   954-747-6188 

Electronic mail:    sficenter@aol.com

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